What does medical insurance typically cover?

Medical insurance is specifically designed to cover expenses related to healthcare and medical treatment. This includes costs incurred from doctor visits, hospital stays, surgeries, prescription medications, preventive care, and various other health services. The primary focus of medical insurance is to help individuals manage the financial burden of health-related expenses, ensuring access to necessary medical care without overwhelming costs.

The other options do not relate to the focus of medical insurance. For example, automobile expenses pertain to costs associated with vehicle ownership and operation, travel costs involve expenses related to moving from one location to another for leisure or business, and property damage refers to damages incurred to personal property. None of these areas fall under the purview of medical insurance, which primarily addresses health and wellness.